Associate (Credit Analyst)

Role and Responsibilities

Provide credit analysis in the form of discrete pieces of analytical work. The Associate role provides an opportunity to make a significant contribution to the success of the Ratings & Research Support (RRS) and Ratings & Research (R&R) teams, by providing a range of analytical support services that contributes to the overall credit analysis function performed by these teams.

• Perform preliminary credit analysis to support ratings, research, analytical outreach and presentations, following guidance provided by RRS Team Manager.
• Develop working knowledge of Moody’s methodologies in order to apply to credit analysis.
• Interpret and analyze financial data provided by Financial Data Associates (FDAs) group to perform the preliminary credit analysis.
• Demonstrate the ability to understand and identify key factors that affect issue and issuer credit ratings under full supervision and guidance from the RRS Team Manager.
• Support credit monitoring/surveillance of issuers by e.g. preparing data for surveillance, periodically updating preliminary components of analysis, and initiating/escalating deeper credit reviews when necessary.
• Perform certain routine administrative and other ad hoc credit-related tasks as directed by RRS Team Manager.
• Work as a team with other associates in RRS, under overall supervision of RRS Team Manager.

• Bachelor’s Degree, or equivalent qualifications.
• Preferably some relevant experience.  
• Solid Accounting background with strong focus in financial analysis (e.g., through coursework, or relevant work experience).
• Written and spoken fluency in English and at least one additional European language is required, preferably German, French, Italian, Spanish, Russian or Nordic languages.

Working at Moody’s

We have impact. So will you.

The views of each Moody’s employee matter and, collectively, those views contribute to our ability to serve credit-sensitive markets worldwide. Diverse opinions are encouraged and leverage the depth and breadth of experiences that our employees bring to work each day. We expect Moody’s employees to be accessible and collaborative and, in return, Moody’s offers a work environment that promotes intellectual curiosity, analytical rigor and collegiality. Our people and our environment uphold our core values of integrity, insight, intellectual leadership, inclusion and independence.