Business Lending BI and Risk Senior Analyst

We are now searching for a Business Lending BI and Risk Analyst to strengthen our Business Decision Support team. In the role, you will work closely with the business lending team and be part of the central team of Data Analysts, Data Scientists, BI Analysts.

We are excited to meet enthusiastic and committed candidates who are also true team players and in addition are motivated to contribute to the business success.

Main tasks:

• Provide valuable data insights to business lending management to help optimize decisions and business processes in the areas of credit risk, marketing and CRM.
• Help design the optimal underwriting process for a range of business lending products targeting the SME segment across multiple countries.
• Work with large complex data sources such as financial transactions, income statements, balance sheets, cash flow statements, credit bureau reports, marketing responses and CRM activity to extract meaning.
• Keep improvements to the internal reporting system and work with management to select and track KPIs.
• Proactively provide data-driven insights and custom reports on critical areas of the business.
• Evaluate the portfolio on credit and market, taking ownership on risk assessment and recommendations.
• Develop the business lending division’s analytics strategy as we expand across the globe.

Required education and work experience:

• 3+ years of work experience related to corporate credit analysis, business intelligence, data analysis and/or statistical modelling.
• BA / BS or equivalent education and experience
• Expertise in SQL for data analysis
• Practical knowledge of statistics applied to generating business insights
• Strong communication and data visualization skills; comfort communicating complex analyses
• Strong MS Excel and reporting tools skills
• Excellent spoken and written English skills.  The working language of the company is English.

Desirable Skills:

• Experience at a financial institution handling corporate credit analysis and/or credit scoring.
• Graduate level degree in math, statistics, computer science or related disciplines a big plus
• Data analysis skills with R or Python
• Experience with MS Power BI or SiSense a big plus
• Practical knowledge of machine learning and statistical modelling highly desirable
• Data warehousing experience a big plus
• Experience with credit scoring a big plus
• A/B testing experience
• CRM analytics experience
• Experience with banking and financial products

Personal skills:

• You are not afraid to work independently and face unexpected situations or new challenges.
• You are a target and results driven person, focused on details and committed to your work and adding Value to the company.
• You are thrilled about learning new things and applying data analytics to real world problems.
• You are humble, curious, enjoy ‘investigative’ tasks and are confident in making decisions.
• Ability to juggle a busy and varied workload.

• Competitive salary
• Interesting challenges and opportunities in a fast growing, international, publicly traded company.
• A pleasant and stimulating work environment with our highly competent and dynamic team.
• Funding to take part in relevant Conferences and Courses/Training to help grow your knowledge and enhance your experience.
• Business trips may occur, for both business improvements or team meetings for sharing knowledge.