Product Owner (Accounts and Deposits)

Join us and get a once-in-a-lifetime opportunity to literally build a local banking champion!

• Own end-to-end business analysis and requirements management across accounts and deposits, translating business needs into clear user stories, specifications, and documentation
• Own product governance, ensuring requirements traceability, decision documentation, and alignment with target operating models
• Lead data migration and reconciliation activities for accounts and deposits, including data mapping, validation, exception handling, and post-migration verification
• Drive the delivery of system upgrades, regulatory changes, and product enhancements, ensuring smooth implementation and change management
• Manage JIRA boards and provide visibility on progress, priorities, and performance
• Monitor product performance through data, dashboards, and KPIs, ensuring data quality and generating actionable insights
• Conduct root cause analysis, resolve incidents, and continuously identify opportunities to simplify processes and improve solutions
• Collaborate closely with other Product Owners and IT teams to align priorities, refine backlogs, and ensure successful sprint execution
• Act as a bridge between business and technical teams, supporting UAT and ensuring solutions meet customer expectations
• Identify, assess, and mitigate risks while ensuring compliance with internal policies, legal requirements, and industry standards
• Support audits, regulatory reviews, and business continuity processes

• Proven experience in banking or fintech supporting the development and lifecycle management of banking products is mandatory
• Ability to define system functionalities and produce clear, structured requirements documentation
• Experience with banking system migrations, transformation initiatives, or large-scale change programs
• Ability to act as a bridge between business and technology teams, ensuring requirements are clearly understood and successfully implemented
• Strong cross-functional collaboration skills, with a focus on effective issue identification and resolution
• Solid understanding of banking regulations and compliance requirements in the Baltic region
• Proven capability in incident management and maintaining accurate, up-to-date product documentation
• Excellent communication skills, enabling effective stakeholder engagement and delivery of training sessions
• Experience working in agile delivery environments, contributing to iterative product development
• Proactive, well-organized, and dedicated to continuous improvement
• Fluency in Lithuanian is required, as this role involves close collaboration with local client support teams and working with local regulatory documentation
• Fluent English is required in spoken and written communication due to working on Pan-Baltic level

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor