Product Owner in Cash Management (Corporate Statements)

Join us and get a once-in-a-lifetime opportunity to literally build a local banking champion!

As a Product Owner, your mission is to lead an agile team and own the product and technology side of corporate statements, including bank-to-customer statements, digital statement services, SWIFT statement solutions, standards, integrations, and related data flows. You’ll shape reliable, compliant, digitally enabled, and user-friendly statement capabilities for corporate customers, translating customer, operational, regulatory, and technology needs into clear priorities and delivery requirements.

• Own corporate statement capabilities — Manage the end-to-end lifecycle of bank-to-customer and SWIFT statement services, including formats, delivery channels, history availability, data quality, automation, and technical resilience
• Define statement data and standards requirements — Clarify how transactions should appear in statements, assess SWIFT and ISO 20022 standard requirements, and coordinate required data with stakeholders
• Lead agile delivery — Own and prioritize the backlog, define requirements and acceptance criteria, and guide the team toward reliable, maintainable delivery
• Coordinate systems and integrations— Work across accounts, payments, channels, data platforms, operations, and IT to ensure correct source data, stable integrations, and consistent processing
• Monitor product and technology performance— Track availability, incidents, data quality, integration stability, processing errors, delivery performance, and technical risks
• Ensure compliance— Safeguard legal, regulatory, audit, retention, and customer agreement requirements across Baltic markets

• Relevant experience— Product Ownership, agile delivery, cash management, corporate banking, payments, accounts, reporting, or digital banking services
• Technology and cash management mindset — Strong interest in technology and understanding of how corporate customers use account statements for reconciliation, treasury, accounting, audit, and liquidity management
• Analytical and problem-solving skills — Capable of working with data quality topics, customer feedback, incidents, and process gaps to drive practical, value-adding improvements
• Stakeholder management— Ability to work with business, operations, compliance, data, and IT teams to manage dependencies and align delivery priorities
• Agile leadership — Comfortable setting direction, making prioritization decisions, and supporting reliable, compliant, and technically sustainable delivery
• Structured communication— Able to explain statement flows, system dependencies, and requirements clearly in writing and discussions
• Product and technology awareness — Good understanding of integrations, data flows, statement generation logic, file formats, statement standards, data retention, and relevant cash management channels; SWIFT or ISO 20022 knowledge is an advantage
• Fluent English is required in spoken and written communication due to working on Pan-Baltic level

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor