2025-01-23 11:16:08

Risk Manager

Credit Service, UAB
3300 - 4500 €/mėn. Prieš mokesčius
Galimybė kartais dirbti iš namų

Darbo aprašymas

  • Develop and continuously optimize credit approval strategies and decisioning frameworks (e.g., scorecards, segmentation, rules engines).
  • Monitor and analyze portfolio performance metrics (delinquency, loss rates, vintage curves, etc.).
  • Develop (create requirements)  and maintain robust risk dashboards, reporting, and early warning systems.
  • Identify trends, conduct root cause analysis, and implement corrective actions.
  • Work cross-functionally with product, marketing, finance, analytics, collection and technology teams to align risk initiatives with business strategy.
  • Present findings and recommendations to senior leadership and board-level stakeholders.

Model & Data Strategy

  • Collaborate with data science to enhance risk models (e.g., credit scoring).
  • Leverage internal and external data sources to improve predictive accuracy and customer insights.

Governance & Compliance

  • Ensure alignment of risk policies with regulatory requirements and internal risk appetite.
  • Support audit, compliance, and external regulatory interactions as needed.

Create and maintain thorough documentation of all credit policies and procedures.

Reikalavimai

  • Bachelor’s/Master’s degree in finance, economics, mathematics, or a related field
  • Fluent in English
  • Excellent analytical, problem-solving, and communication skills.
  • Experience in credit risk management, preferably within fintech, consumer lending, or payday loan businesses. Candidates coming from banking sector are considered too.
  • Knowledge of credit policy development, portfolio analytics, and risk systems.
  • Experience with decision engines, scoring models, and credit bureau data.
  • Must have a knowledge of SQL and Excel (pivot tables). Experience with Python or R would be nice to have as well although not necessary for the role

Įmonė siūlo

  • Work in a dynamic international financial company.
  • After the probation period – hybrid work model.
  • A day off on the occasion of your birthday.
  • Training and professional development opportunities.
  • Additional health insurance (after the probation period).
  • Free parking space, motivational events, celebrations, after-work activities, etc.

Pagrindiniai privalumai

Papildomas sveikatos draudimas
Apmokamos papildomos atostogų dienos
Karjeros augimo galimybės
Nuotolinio darbo galimybė

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