We are building a payments organization that moves billions of euros across our markets, and that helps us scale anywhere globally through an ecosystem of payment providers, compliance, and regulation controls, ensuring the right payment experience along the way. Transaction Monitoring is the core control at the heart of Vinted Pay's AML program: it screens transfers instantly and retrospectively for money-laundering risk, sanctions exposure and abuse patterns, maintaining a high-integrity platform for our members. This is core to ensuring the trust and reliability of our global payments ecosystem, and to building trust with service providers and regulators.
In this job you will be working within a Product engineering team, shaping your team's roadmap for both instant transfer monitoring - a latency-sensitive control that our ledger blocks on - and retrospective monitoring across our markets, and making the right tradeoffs between risk coverage, false positive/negative rates, and system performance. You will ensure the team builds cutting-edge solutions at scale that power a trustworthy payments experience for millions of customers across Europe and beyond. You will collaboratively work with a talented group of professionals - including Compliance, Legal, and other Payments product teams - embrace creativity, and make a meaningful impact in a dynamic, regulated environment.
We're seeking someone with a proven track record for delivering impact through technical product solutions. You should be ready to take on challenges and willing to grow in your role.
- Set product strategy and roadmap for Transaction Monitoring, while taking a collaborative approach with your cross-functional team to execute
- Partner closely with Compliance and Legal to translate AML/CFT regulatory requirements into concrete monitoring rules and review workflows
- Work with engineering to prioritize new detection rules and the underlying data signals (e.g. linked-account/crossmatch detection, IP and device risk, high-risk jurisdictions, counterfeit and bulk-listing patterns, sanctions-circumvention typologies), sourcing data in collaboration with other Payments and Marketplace teams
- Be accountable for the end-to-end success of Transaction Monitoring through the OKR framework, including detection coverage, false positive/negative rates, review-queue throughput, and latency
- Work together with multiple stakeholders - other product teams (Accounts, Ledger, Fraud, Data/Feature Store), other functions (Legal, Compliance, Security, and etc.), and third parties (screening vendors)
- Help Vinted grow by contributing to building a reliable and trustworthy payments ecosystem that brings value to our members
- Tackle ambitious product problems, conducting rigorous product discovery and scoping the solution with meaningful requirements and clear trade-off analysis
