Senior Regulatory Reporting Expert (focus on Capital Adequacy)

The Senior Regulatory Reporting Expert (with a focus on Capital Adequacy) plays a pivotal role in ensuring the Bank’s regulatory integrity, acting as a guardian of prudential compliance and a strategic advisor to senior management. The role operates at the intersection of regulatory compliance, capital adequacy, and strategic regulatory reporting, ensuring the accurate, timely, and compliant submission of prudential reports to the European Central Bank (ECB) and other relevant authorities.

How You Will Make an Impact:

• Supervise the preparation and validation of COREP reports for the Luminor Group
• Ensure compliance with CRR/CRD and related technical standards
• Analyze and assess the impact of CRR/CRD changes under the Standardized Approach and other regulatory updates, and coordinate their implementation in regulatory reporting processes
• Monitor updates from the EBA, ECB, and national regulators (e.g., ITS/RTS changes)
• Develop and maintain internal regulations and documentation related to capital adequacy calculation and reporting processes
• Lead and contribute to the design and implementation of a robust control framework for capital adequacy calculations, regulatory reporting accuracy, and data quality
• Lead and participate in automation and optimization initiatives for capital adequacy calculation and reporting workflows
• Coordinate and collaborate with supervisory authorities and auditors during regulatory reviews

• Master’s degree in Finance, Law, Economics, Accounting, or a related field
• 5+ years of experience in regulatory reporting within a banking or financial institution, or experience in banking supervision
• Expert-level knowledge of COREP (Capital Adequacy, Large Exposures, Pillar 3)
• Experience with regulatory reporting systems
• Excellent analytical skills
• Fluent English is required in spoken and written communication due to working on the Pan-Baltic level

Nice to have

• Knowledge of SQL or similar tools is considered an advantage

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
• Gross salary. 3500 - 5200 EUR/month, which is to be determined depending on your level of experience and competencies