Senior Specialist, AML Compliance (Know Your Customer)

In this role, you will operate within the Know Your Customer team (KYC) of the Global Operations organization. As a Senior Specialist, you will play a pivotal role in investigating customer cases requiring enhanced due diligence. This includes reviewing and understanding the customer behavior, their relationship with counterparties, economic profile, as well as identification and resolution of any potential suspicious activity.

• Follow prescriptive guidelines and company procedures regarding enhanced customer due diligence investigations.
• Perform in-depth analysis of customer activities that undergo enhanced due diligence.
• Investigate and research the alerted activity using Western Union systems, public and non-public available databases and records, and form further actions for the customer, which can include approval, interdiction, request for an interview, request for additional information and/or documents, if necessary.
• Formulate reasonable explanation for the flagged activities, considering pertinent factors such as customer economic profile, relationship with associated counterparties and purpose for money transfers.
• Make independent case decisions based on company policies and procedures. Clearly document findings and the rationale behind decisions made on each case. Escalate specific cases to Western Union stakeholders or other investigative groups as applicable.
• Actively contribute to the team's knowledge base by sharing insights and experiences.
• Support the AML Compliance team to ensure adherence to compliance requirements.

• 2+ years of working experience in any of the following: Bank Secrecy Act, AML Compliance, general and/or risk-based compliance. Bachelor’s degree in Finance, Economics or related discipline is preferred.
• Good knowledge of AML risks, typologies, and red flags as well as experience in conducting public database research.
• Capability to identify compliance risks and escalate when appropriate.
• Ability to interview customers when necessary.
• Demonstrated analytical, investigative, problem-solving skills with high attention to detail.
• Working knowledge of MS Office, especially strong MS Excel skills.
• Fluency in English with strong written and verbal communication skills.
• Experience making independent work-related decisions together with high level of autonomy.
• Team player with strong collaborative skills.

• You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few.
• Private Health Insurance (3 options)
• Life & Accident Insurance
• Additional days off
• Wide variety of discounts and special offers
• Free Fitness facilities
• Volunteering activities
• Referral program
• The monthly gross base salary range is 2,031 – 2,708 EUR. This range represents the anticipated low and high end of the salary for this position. Actual salaries will vary and are based on factors such as a candidate’s qualifications, skills, and competencies.